Zee & Essel Group founder Subhash Chandra’s personal insolvency case has stunned the country.

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The ₹22,006 crore figure represents admitted claims against Chandra largely arising from personal guarantees for loans taken by Essel/Zee-linked companies; not ₹22,006 crore personally borrowed by him. Under the disputed repayment plan, his personal contribution was just ₹6.25 crore.

Now compare that with the COMMON MAN.

A middle-class borrower misses a few EMIs & may face repeated recovery calls, penalties, a damaged credit score & years of financial stress. Getting a substantial loan settlement isn't necessarily simple either.

So when people see ₹22,006 crore in admitted claims alongside a ₹6.25 crore personal repayment proposal, the obvious question is:

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